Stepchange have more than 25 years’ experience providing free, expert debt advice. They will look at your financial situation and give you expert debt advice and recommend debt solutions to suit your situation. They can also help you set up and support your chosen solution.

Call 0800 138 1111 Monday to Friday 8am to 8pm and Saturday 8am to 4pm

www.stepchange.org

Citizens Advice (CAB) offer a number of services that will give you the information you need to make the right choices, including help to deal with your debt problems, how to avoid losing your home and how to get your finances back into shape.

Adviceline England: 0800 144 8848, Advicelink Wales: 0800 702 2020, Adviceline Scotland: 0800 028 1456, available 9am to 5pm, Monday to Friday

www.citizensadvice.org.uk

National Debt Line give free and independent debt advice over the phone and online.

Call 0808 808 4000, webchat with an adviser or email for advice. Open Monday to Friday 9am - 8pm and Saturday 9:30am - 1pm

www.nationaldebtline.org

Money Advice Service provide free and impartial money advice.

Call 0800 138 7777 Monday to Friday, 8am to 6pm

www.moneyadviceservice.org.uk

Christians Against Poverty are a well-established debt counselling and advice charity who help people find a practical, lasting solution to debt and poverty.

Call 0800 328 0006

www.capuk.org

Debt Advice Foundation is a registered national debt advice and education charity offering free, confidential support and advice to anyone worried about loans, credit and debt. There is no need to make an appointment – helpline is open Monday to Friday 8am to 6pm

Call 0800 043 40 50

www.debtadvicefoundation.org